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Don’t Just Apply And Apply Some More
By admin | July 23, 2009
I used to apply for credit and if I didn’t get a card then apply again for another. However I soon found out that that tactic was only harming my credit score and not enhancing it. Lenders can only see whether you’ve applied for credit elsewhere, not whether you’ve been accepted or declined. However, they may be able to guess by examining the credit accounts you have open. So the more you apply then the more likely it is that the lenders will get suspicious and turn you down. Although not a literal point system your credit score will also drop and it may be best to give it some time before you apply again.
Topics: Business | 16 Comments »
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